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and full contact details for all the following sales are
available in the database - just type in the name of the auctioneer
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is available in the news section as soon as we get it We are delighted to inform you of our updated interactive website which can be accessed via the link provided below. Please view the new site at www.pugh-company.co.uk , clicking on the AUCTIONS menu and then on Current Auction. The Auction will be held at Terminal 2 Manchester International Airport and includes 178 lots. We are acting on behalf of clients such as St Helens Council, Calderdale Council, Lancashire County Council, Salford City Council, Trafford Metropolitan Borough Council, Tameside Metropolitan Borough Council, Sefton Council, Telereal, British Waterways, and United Utilities. The online brochure is complete with individual pages for each lot, the Guide Price List and a regularly updated copy of The Addendum. In order to access each individual lot page, simply click on the Lot Number. Thank you for your interest and please e-mailauctions@pugh-company.co.uk with your comments. STEVE SWAINSON BSc (Hons) MRICS Miller Metcalf Halls
FULL LIST OF HUNDREDS OF AUCTIONS ACROSS THE UK AVAILABLE AT THE HOT PROPERTY SITE WE ADVISE YOU TO CONFIRM ABOVE DETAILS WITH AUCTIONEER BEFORE TRAVELLING News 40% OFF PROPERTY ˆ WITH THE BLESSING OF THE TAXMAN!! How to buy a £200,000 home for £120,000 We reveal how as pension 'A-Day' approaches, you could get a 40% discount off any property you buy 6 April 2006 could be the most important day of your life if you've ever dreamt of making your fortune in property. It will mark the most radical reform of the British pensions system in 50 years and is known as A.Day. Safeguard your future with bricks and mortar After this date you will be allowed to put property into your pension for the very first time. Also, even better, you can receive up to 40% off any commercial or residential property you purchase ˆ all with the blessing of the taxman. Buy property at 2001 prices ˆ Courtesy of a Self-Invested Pension Presently, the way to own property in a pension is through an insurance company property fund. From 'A-Day' onwards by the choice of a Self-Invested Pension (SIPP) you will, as an individual, be able to invest in commercial or residential property as part of your pension fund. GET THIS FREE REPORT ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Each month we aim to bring you the Bank of England Interest For information on previous Base Rate decisions, meeting http://www.bankofengland.co.uk ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Cyprus announces property investment
plan The government is particularly keen to take advantage of its
position as a hub between the EU and the Middle East, and has
pointed to the high levels of education, a high standard of services
and low taxation as obvious draws to investment. "All these advantages as well as the revolution in the sectors
of information and communications create the conditions to establish
Cyprus as the main trade, finance and services centre in the
Eastern Mediterranean, as the pipeline that will connect a market
of 450 million Europeans with 300 million consumers of the Middle
East," said Minister of Commerce, industry and tourism George
Lillikas. Mr Lillikas also announced that the government would be simplifying
the process of gaining construction permits and rationalising
building regulation to aid both holiday home growth and commercial
property investment. The rate of expansion can be measured by the Cypriot construction
industry, currently employer of 20 per cent of island residents. "It is true to say that the last few years have been an
amazing time for Cyprus. As a country we have matured overnight
and now with the backing of being a full European member we envisage
Cyprus becoming stronger and even more popular," said Litsa
Chrysostomou, international sales manager for agents Antonis
Loizou and Associates. The country now draws two million tourists a year, with half
of those coming from the UK, and the number of tourists rising
by, on average, around seven per cent every year. In what has
been a good year for the Cypriot tourism industry, 650,000 British
tourists arrived over the summer months, and 60 per cent of the
current stream of inward property investment comes from the UK. Interest rates have been consistently falling since the islands
recent EU accession, and are likely to continue doing so as the
country prepares for entry to the euro, further boosting potential
property investment gains. And the current shortage of year round
jet to let property makes the island particularly rich for buy
to let investors, says Neil Lewis, chief executive of Property
Secrets. "South-east Cyprus beats the Bulgarian coast and the Costa del Sol hands down as a sun investment location. It offers investors high potential reward for comparatively low risk - something which neither of the other two favourite destinations can." 5 tips to buying in the Sun As one of the biggest investments
you’ll ever make, the
purchase of an overseas property – whether for your retirement,
for investment or as a holiday home – must be approached
with caution. To give yourself the best chance of getting things right when
you exchange contracts, there can be a daunting number of steps
to take beforehand. Hopefully, the five that follow will start
you on the path to successful and (relatively) stress-free house
hunting. 1. Do your research. When you find
a property you’d like
to buy, you may have to move fast to secure it. Make sure you're
in a position to make a quick decision by taking your time over
the early research. Use resources such as magazines (like Homes
Overseas), books, property exhibitions and the internet, and
get a feel for exactly what you want to buy and where, before
you make a move. 2. Take independent advice. Never
mind ‘the way the locals
do it’, you should have sought advice from an independent
solicitor, well versed in the property laws of your chosen country,
and from an independent financial advisor, long before you come
face to face with any bricks and mortar. Agents and developers
will often offer you the services of their own legal representative.
The phrase ‘conflict of interest’ springs to mind. 3. Think it through. Are you looking for a holiday home, an investment
property, or somewhere to retire to? How much time are you planning
to spend in your overseas property? Do others in your family
really feel the same way about this as you do? Are you prepared
to break all ties with your current home, or should you be thinking
about retaining a bolt hole in the UK? All these factors will
play a part in the process of buying an overseas property. 4. Get a bank guarantee. If you are planning to buy a new property,
insist that the developer or agent offers you a guarantee that
the construction work will be completed as agreed. That way,
should the company run into financial difficulties or even become
bankrupt, you will be able to reclaim any money you have already
handed over. No bank guarantee, no deal. 5. Make your money go further. Brits who bought South African homes at 19 rands to the pound are sitting pretty compared with those looking now, as the rand has clawed its way back to around 11 against the pound. A similar situation currently presents itself in the USA, with the dollar floundering at just above two to one against sterling. Currency experts can advise you on when might be the best time to buy in any given currency. £1bn
lying around the House Of 1,000 adults questioned 7% said they hoarded as much as £200. at a time. Over 55's manage money best keeping on average less than £40 in cash around the house. Visa UK who organised the survey, said we often spend spare change on unnecessary items just to get rid of it. Another Visa Studay found Britons, particularly men, lose track of £78billion of spending each year. £31 per person per week. WARNING: This deal by British Gas
is a stinker BRITISH Gas is pushing an offer to fix its prices for five years. But why should customers sign when its boss admits that the cost of gas is soon likely to fall? British Gas is running a multi-million pound advertising campaign
urging customers to lock into a fixed-rate tariff at high prices
- days after 16m households were told they faced higher bills
and just when experts predict that fuel costs will fall. Last week, the energy giant with 17m customers pushed up gas
and electricity prices by 14.2%. It blamed this on the rising
wholesale cost of buying gas and electricity. The move will add nearly £100
a year to the average bill for customers who buy gas and electricity
from British Gas and means that their bills have risen by more
than a third in 18 months. Consumer group Energywatch says that over the past two years
the former state monopoly has increased prices by more than any
major rival. Now it is adding insult to injury, say critics, by exploiting
its hold over customers to promote a potentially risky deal that
locks in users for five years. Under its Price Protection 2010
scheme, which is being heavily promoted through TV, radio and
newspapers, prices are frozen for the next five winters. To users whose bills have rocketed, this offer might seem attractive. But consumer groups and regulator Ofgem are advising customers not to sign up to any long-term plan without examining possible penalties and costs. There is also a widespread view that prices will fall, which means that British Gas's offer will tie in customers at peak prices. Under its Price Protection Plan, energy bills are frozen until 2010. Gas-only customers pay a premium of three per cent above the current rates (which have just gone up by 14.2%) while electricity-only customers can freeze their bills at a discounted rate of 4.8%. This means that customers
who get their gas and electricity from British Gas will effectively
pay nothing extra to freeze, though bills have just gone up
by an average of £96. There
is a cancellation fee of £45 for changing gas supplier
before the end of April 2008, or £30 if customers switch
electricity provider. Dualfuel customers have to pay both fees. Jean Laughlin, from Yeovil, Somerset, voted with her feet and
left British Gas after the latest price increases. Faced with yet another increase, Jean, 76, contacted online independent switching service energyhelpline.com. A few calculations later and Jean was told that moving to npower could cut her annual bill by about 19 per cent, saving her £128. Jean says: 'I have been bombarded with details of the Price
Protection Plan and at first I thought it sounded quite good,
but then I found there was a hefty penalty if I left before 2010. 'At my age and as a pensioner I don't want to commit to anything
that could prove costly - especially if there is any likelihood
of prices falling.' Jean is not alone. Last year, 1.1m households switched from
British Gas to rival suppliers, and customers are still leaving
at the rate of 100,000 a month. Allan Asher, chief executive of Energywatch, is deeply critical
of British Gas's habit of forcing customers to bear the brunt
of rising energy costs and putting shareholders' interests first.
'There needs to be more parity,' he says. British Gas rival EDF Energy last week launched a counter advertising
campaign called Think Before You Tick, aimed at 'protecting'
British Gas customers from being locked into high prices for
the next five years. British Gas says: 'There is a universal view that gas prices
will keep rising at least until 2007/2008 and we believe we are
offering customers the security of an extremely good deal.' Karen Darby of price comparison service SimplySwitch.com says: 'Regardless of a user's decision to fix the price, British Gas is still the most expensive supplier.' Even Sir Roy steers clear of it BRITISH Gas's controversial Price Protection Plan 2010, which
locks customers into a set tariff for five years, is not the
only fixed deal available - though for most households it appears
to be the most expensive. Powergen, npower and EDF
also offer fixed deals, but typically for only two or three
years. Expect to pay £30 a year over
today's prices. Penalties might apply to customers who switch
within the period, but few are as steep as British Gas's £75. The big question is whether fuel prices will rise or fall by
2010. And on this point, there seems to be some disagreement,
even within British Gas. While the consumer division aggressively
promotes the five-year tie-in, parent company Centrica appears
to believe that prices are set to fall. On September 15, Centrica chief executive Sir Roy Gardner said
that this year and next would be 'particularly difficult', but
'we are confident wholesale gas prices will fall over the medium
term as sources of supply increase'. So would he sign up to the 2010 scheme? Centrica said Gardner's
current deal is a three-year fix ending in 2007 - and he will
decide then. Allan Asher of consumer group Energywatch says: 'There is no shortage of available gas, but a number of producers have a stranglehold over the European supply of gas to the UK, which is keeping wholesale prices artificially high. The European Commission is looking into this and if it breaks this up, prices could tumble.' Hot Property Advice
The Positive Club "Extraordinary people break away from the ordinary and make sure their lives matter. To be extraordinary, you have to be willing to set yourself apart from the fellow men and women and do what they will not. You have to put in the work that will create extraordinary results in whatever field you choose. Living an extraordinary life has little to do with *what* you do; it‚s more a function of *how* you do it" - Frank McKinney Remember
that if you are a HPI member that the database is constantly
changing so keep coming back for information about the latest
sales, also use the news and members' forum.
If you are not already a member of Hot Property Investor and which to gain access to the huge searchable database then please click here: http://www.hotpropertyinvestor.com and hit the join button for a choice of subscription options. There are hundreds of auction houses listed, 1,000s of sales a week. Kind regards |
